Payment Option

Payment exceptions are as followed: 

 

Method Our limit Clearing Time
Bank Draft/ Money order up to $149 12+ days
INTERAC E-Transfer up to $4000 1-2 days
PayPal up to $10000 1-2 day
Telpay - 1-2 days
Bill Payment - 1-3 days
Wire Payment Above $1500 1-2 day
Cash** under $9 999 -
Bank Transfer under $9 999 1-2 day
Wester Union/ MoneyGram under $9 999 1-2 day

Payment is due the next business day before 4:00pm EST (expect for cash please see below) 

**Cash- ORDERS MUST BE PROCESSED IN STORE 

Interac/Debit is available only for in store purchases

 


Orders over $20 000 CAD/USD

All submitted orders with a with a total value that is greater than $20,000 USD/CAD and up to and including $40,000 USD/CAD must have to have at least 10% of the total value of the order(s) in cleared funds with A-Precious Metals Inc. In the alternative, you can place an order, however, 10% of the total order must be received by us before 4:00PM EST on the same business day of placed order to secure the purchase price.

 

Bank Draft/ Money Order

A certified cheque, bank draft that is a guaranteed by a bank. 

Instructions

Our Fee:

Non

Currency:

CAD Funds

Amount limit:

Up to $149 CAD

Countries Available for:

All that we ship 

Payment Due:

Mail payments must be postmarked within 2 business days and received by us within ten business days of placing your order.

Instructions: 

All mail payments should be made out to  A-Precious Metals and mailed to:

APM

14-30 Eglinton Ave W suite 213

Mississauga, ON L5R 0C1

Canada

*15 days clearing time after we receive your payment

INTERAC e-Transfers

An Interac e-Transfer is a fast, secure and convenient way to send money to anyone in Canada from within the security of your online banking service. It uses email and text messaging for fast notification to the recipient that a transfer has been sent, while the participating financial institutions transfer the funds using established and secure banking procedures

Instructions

Our Fee:

Non

Currency:

CAD Funds

Amount limit:

Up to $4,000

Countries Available for:

Canadian Financial Institutes

Registration:

Available for customers with participating financial institutes offering e-Transfers

Payment Due:

Next business day by 4:00PM EST

Instructions: 

To send an Interac e-Transfer, all you need is an email address, online access to your bank account at a participating financial institutions and our email address.

After submitting your order:

  • Login to online or mobile banking at a participating financial institution
  • Choose Interac e-Transfer within the Transfer/Payment menu options
  • Enter “payment@A-Preciousmetals.com” 
  • If there is an message option please fill in your order number
  • Fill in the Grand total of your order and use the password “PAYAPM”
  • Follow the instructions to confirm the information and complete the transfer
If you personal limit is less than your grand total, please send the payments in increments, half today and the other half the next.  

 

NOTE* if you have entered a password other than “PAYAPM” please notify us by email, sales@A-preciousmetals.com or by telephone. Also, Payments received for values greater than $1,499 may be canceled and returned to you at our discretion.

INTERAC 

Every day, Canadians depend on us to exchange their money with family, friends, neighbours and merchants. They choose us an average of twelve million times daily.

Instructions

Our Fee:

Non

Currency:

CAD Funds

Amount limit:

Your personal daily limit

Countries Available for:

Canadian Financial Institutes

Registration:

IN STORE ONLY

Payment Due:

INSTANT - IN STORE ONLY

 

 

PayPal

With PayPal, you'll check out lightning-fast and easily without sharing your financial info with the merchant. Link your bank account, credit card, and debit card to your PayPal wallet, then pay however you choose. Every day, in 190 regions, and in 24 currencies, millions of people (84 million active PayPal accounts and counting) can pay and get paid faster and safer with PayPal.

 

Instructions   NOTE* Please contact us to use this payment method. 

Paypal Account:

We only accept payments that are eligible for Merchant Protection in PayPal. Contact PayPal to ensure that your address is confirmed and that your payment is eligible. Ineligible or Partially Eligible payments will automatically be refunded, resulting in order cancellation.

Currency:

CAD 

Amount limit:

Up to CA$12430

Countries Available for:

All countries that we ship to  

Payment Due:

 Instant, You will be redirected to the PayPal website when you place an order.

Instructions: 

You will be taken to Paypal’s payment gateway to complete the transaction.

 

Now you can pay A-Precious Metals online regardless of where you bank in Canada with TelPay at NO ADDITIONAL COST to you.  There are no monthly fees, no administration expense - a cost effective solution over credit card and bank wires.  Please remember that all payments through Telpay must be in Canadian funds. 

 

Who is TelPay?

Since 1985, TelPay has been a leader and innovator in electronic payment services. Today, TelPay Incorporated is the largest independent processor of bill payments in Canada and processes over 22 million electronic payments worth 14 billion dollars annually.

 

Instructions:

Our Fee:

None

Currency:

CDN Funds 

Amount limit:

 None

Countries Available for:

Canadian Financial Institutes

Registration:

Don't have an account yet? Click here to sign up

 

Payment Due:

-Next day by 4:00pm EST

-Orders over $20,000 CA-  to secure the order we must have at least 10% of the total value of the order(s) in cleared  funds or you can place an order and 10% of the total order must be received by us before 4:00PM EST on the same business day.

 

Instructions: 

Setting up an account with TelPay is simple and free. In order to make your first payment, you’ll need to create a TelPay account. Simply click on the TelPay button above. Select either Personal Payments or Business Payments, according to whether your bank account is a personal or business account. 

 

  1. Complete Payments Application Form 

Choose “yes” to “Would you like to make a payment now?” In order to complete the application TelPay will need to refer to a void cheque.

 

  1. Verify Account and Process Payment

To process your payment and verify account, TelPay will email you a customer Access Number within a day and will make a small deposit into your bank account to be used as your initial PIN number (within 2-3 business days).  For added security, this small deposit verifies that you are authorized to access the account provided.

 

  1. Finalize Pending Payment and Account Setup

Log on with your Access Number and enter the deposit amount as your initial PIN.  This one-time step completes any pending payment made during the application process and confirms your TelPay account. 

 

Once you have signed up for an account, all future payments to A-Precious Metals Inc.  Just  login with your Access Number and PIN and entre our biller code “0080044" 

 

Account verification may take 3-4 business days, and first payment may be held for up to 3 business days for further verification.  This is only applicable for the initial set up and payment.  Once the process is completed you can easily make payments for future orders.

 

 

Note* With telpay, payments made after 5pm will be processed after 3 days, however, payments made before 5pm will be processed the next day.

 

 

Bill Payment

Instructions:

Our Fee:

None

Currency:

CDN Funds 

Amount limit:

None

Countries Available for:

Canadian Financial Institutes

Registration:

Customer banking with the following Financial Institutes:

RBC, CIBC, PC Financial, Desjardins, National Bank of Canada, Credit Union(Central 1 hub)

Payment Due:

-Next day by 4:00pm EST

-Orders over $20,000 CA-  to secure the order we must have at least 10% of the total value of the order(s) in cleared  funds or you can place an order and 10% of the total order must be received by us before 4:00PM EST on the same business day.

Instructions: 

After you have submitted your order payment can me made through; online, telephone banking or your local branch.

  • Login to online or mobile banking at a participating financial institution
  • Add us for Electronic Bill payments
  • Search for A-Precious Metals (for province, please select Ontario.)
  • Enter your A-Precious Metals account number and submit your payment

If your Credit Union (Central 1hub) does not have us listed, please contact your branch directly.

 

Note* With most financial institutes, payment made after 5pm will be processed after 3 days, however, payments made before 5pm will be processed the next day.

Wire Transfer

A wire transfer is a transfer of money made electronically, which allows you to send money to any bank account in the world. A bank wire transfer is a financial transaction, which you initiate with your bank. Essentially, the money is sent electronically from your account to our bank account, and the bank charges you fee for the wire service

  

Our Fee:

Non

* International (excluding USA) orders should add an extra $40 for processing that might occur while your money is being transferred though the different banks terminal. We will refund any remaining balance back to your account.

Countries Available for:

Includes all countries that we ship to

Amount limit:

 Orders over $1500 

Payment Due:

-Next day by 4:00pm EST

-Orders over $20,000 CA-  to secure the order we must have at least 10% of the total value of the order(s) in cleared  funds or you can place an order and 10% of the total order must be received by us before 4:00PM EST on the same business day.

Currency:

CAD 

Instructions: 

After you have placed an order, you will receive an email with our banking information.  


Cash

Our Fee:

Non

Currency:

CAD Funds

Amount limit:

up to $9 999

Countries Available for:

For local pick

Payment Due:


Orders placed between 12:00am -4:00pm EST must make arrangements for pick o the same day before 4:00pm EST

Orders placed between 4:01pm - 11:59am EST must make arrangement for pick on the next day before 10:00am EST

Instructions:

Storefront is open on Wed 2:30pm - 7:00pm EST and Sat 10:30pm - 3:00pm EST. On all other days, please call to schedule pickup arrangements.

 


Bank Trasnfer with RBC


Our Fee:

Non

Currency:

CAD Funds

Amount limit:

up to $9 999

Countries Available for:

Canadian financial Institutions

Payment Due:

Next business day by 4:00PM EST

Instructions:

If you are a RBC client, you can make a payment by transferring the funds from your account to our chequing account.  If you are not a RBC client, you can make a 3rd party cash deposit into our account. **Please note that our account is restricted from accepting funds over $9 999 cash and any sort of check or money order.

After you have placed an order, you will receive an email with our banking information.   


 


Wester Union/ MoneyGram

Our Fee:

Non

Currency:

CAD Funds

Amount limit:

up to $9 999

Countries Available for:

Includes all countries that we ship to  All countries that we ship to

Payment Due:

Next business day by 4:00PM EST

Instructions:

After the funds have sent, please send the nescessay information to release the funds to payment@A-preciousmetals.com